Below are several consumer resources to help patients understand and navigate the different facets of our current health care system.
If you’re like many Americans, you don’t know what an emergency department visit or
an operation costs until a bill from a health care provider or a letter from your health
insurance plan comes in the mail. This uncertainty can be stressful and can
make it hard to plan your personal or household finances.
This guide can help you if:
- You want to know where to get answers to your questions about health care prices.
- You would like to compare prices for a particular service among providers.
- You want to better understand, plan and manage your out-of-pocket health care costs.
- You are covered by a high-deductible health plan.
(Healthcare Financial Management Association)
After you visit a provider, you’ll typically receive a bill telling you how much you have to pay. Providers can include healthcare professionals, hospitals and other types of healthcare facilities. The amount you owe will depend on a number of factors—whether you have insurance, your type of plan and its cost-sharing features, and whether you received services in or out of your plan’s network. It’s important to look at your bill carefully and understand all the items on it to make sure you’re being charged the correct amount. (FAIR Health Consumer Cost Lookup)