What nonprofit hospitals can do to ease the burden of high deductibles

When you have a health care system as complex as ours, you often find the law of unintended consequences operating freely. Lately, high-deductible health plans have been hogging the lion’s share of unintended consequences—they’ve been causing patients to forego necessary care. More recently, high deductibles are also causing an increase…

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Employer remedy for health cost ills: Provide better employee incentives, coaching

There’s one health care player, on the hook for a huge chunk of ever-increasing health care costs, that is often overlooked: employers. Nearly half of all Americans today still get their health insurance through their job. And employers are paying a heavy price for offering this employee benefit: since 2000,…

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6 ways to avoid the cost of your high-deductible health plan

High-deductible health plans were supposed to give patients “skin in the game,” making them more savvy about costs. But deductibles today have risen so dramatically—especially for plans purchased on the federal online marketplace—that patients are now foregoing care altogether. The New York Times talked to two patients facing an increasingly…

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